Barik, Tushar Ranjan, and Chandra Bhooshan Singh. “An Analysis of the Multifaceted Role of Cooperatives in Promoting Financial Inclusion in India”. Brainwave: A Multidisciplinary Journal 6, no. 1 (March 29, 2025): 947–963. Accessed August 19, 2025. https://www.brainwareuniversity.ac.in/brainwave-papers/index.php/bamj/article/view/18.